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| Remortgage and refinance calculator features |
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Remortgage and refinancing for everyone- the self employed, contractors, company directors, freelancers, consultants- people in poor credit situations, bad credit history, tenants, arrears or with court judgments-up to 125% of your home's value can be borrowed- interest rates and monthly payments can be consolidated and reduced by up to 70%- many mortgages are fees- free with NO set up costs like arrangements, valuations and legal fees!
With our loans the interest rate and thus the monthly payment are fixed for the first 12, 36 or 60 months of the loan. These plans normally can be offered at the same or similar interest rate as variable rate loans. They tend to be popular with clients that recognise that it is likely that they will refinance our loan within 3-5 years of taking out the loan as most of our clients do.
The choice of interest rate rests largely with your risk outlook and this is inevitably influenced by what the likelihood is that interest rates might rise or fall in the future. Fixed rates tend to be more popular where the likelihood is that money market interest rates are going to rise and less popular when the likelihood is that they will fall.
To see how much you can gain, please click on our Fixed rates loan link now
Remortgage for any purpose- for refinancing, releasing equity in your home, consolidation loans, student loans, combining unsecured loans, refinancing, reducing interest and monthly payments on loans, self employed, arrears, contractors, freelancers, arrears, bad credit, debt consolidation and consolidating debt- for your dream home, conservatory, home improvements, extension, asset financing, autos, bikes, buildings, business, cars, commercial, consolidation, credit cards, dental, driving, education, employers, holidays, home, honeymoon, leasing, medical, motor car, personal, poor credit, sailing, shopping, skiing, snowboarding, sports, training, travel, vacation, wedding- credit for any reason!
Here are a few testimonials from our satisfied surfers:
Mortgages
"Thank you all at Wise Money for being so patient and helping
me all of the way through with my mortgage application process-
it certainly helped to have someone on my side."- Ms N.B.,
UK.
Refinancing
"Dear Simon, I am very impressed with how you and your company
handles situations, never in my life has any company treated me
with such respect as to feel as if I were your biggest patron.
So I now bid you a good day and I look forward to continual business
with you"- Mr N.S., USA.
Loans
"Thanks for your help in arranging a speedy loan and helping
me to cut my monthly bills to a manageable level."- Mr N.D.,
UK.
Commercial
Finance
"I have really appreciated your approach of the financing business.
This is, to my opinion, the best way to build a good reputation in
this world full of crooks and brokers and lenders who are proposing
financing with a lot of hidden cost." Mr M.K., Switzerland.
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the Investor In People standard in March 2000.
Registered with the Data Protection Registrar since April 1998.
Registered with Companies House in February 1998.
Authorised by the Office of Fair Trading • Consumer Credit Licence Number- 442874 • Data Protection Registration Number- PZ5407728 • Mortgage Code Compliance Board Registration Number 52007 20 • Registered Office in England, UK- 3506015