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Remortgage and refinancing for everyone- the self employed, contractors, company directors, freelancers, consultants- people in poor credit situations, bad credit history, tenants, arrears or with court judgments-up to 125% of your home's value can be borrowed- interest rates and monthly payments can be consolidated and reduced by up to 70%- many mortgages are fees- free with NO set up costs like arrangements, valuations and legal fees!
However if you are self employed you will probably be aware that most banks limit their loans to employed clients because of the (mistaken) belief that an employed applicant represents a better risk. Even those banks who offer loans to self employed applicants quite often do not offer such good terms, or they demand that the self employed applicant proves their income by providing a set of accounts signed by a chartered accountant which the vast majority of self employed business people do not have. Even then they will use the profits of the last three years and make no allowance for dips in profit that might have been caused by embarking on investment for expansion.
Our lenders are different. We love and understand self employed clients, having started as a small business ourselves; and faced similar problems raising finance. Our directors have first hand experience of all the problems associated with dealing with banks when you are self employed. We resolved that we would never treat you in the same high handed manner. So you can apply to us in any of the following circumstances:
You
cannot provide accounts
No problem. All we ask is that you certify your current level of
pre tax income and prove to us that you are actively self employed.
For example you could send us your VAT certificate or a copy of
your latest tax assessment - even if the profits show a lower figure
than you are currently earning.
You
can only provide an accountants letter
No problem. We understand that there is no legal requirement to
prepare accounts for the majority of small businesses although you
may retain an accountant to advise you on tax matters. Simply ask
your accountant to write to us to confirm your income in our prescribed
form and this will be perfectly acceptable to us.
For further details please apply online straight away on our self employed loans link now
Remortgage for any purpose- for refinancing, releasing equity in your home, consolidation loans, student loans, combining unsecured loans, refinancing, reducing interest and monthly payments on loans, self employed, arrears, contractors, freelancers, arrears, bad credit, debt consolidation and consolidating debt- for your dream home, conservatory, home improvements, extension, asset financing, autos, bikes, buildings, business, cars, commercial, consolidation, credit cards, dental, driving, education, employers, holidays, home, honeymoon, leasing, medical, motor car, personal, poor credit, sailing, shopping, skiing, snowboarding, sports, training, travel, vacation, wedding- credit for any reason!
Here are a few testimonials from our satisfied surfers:
Mortgages
"Thank you all at Wise Money for being so patient and helping
me all of the way through with my mortgage application process-
it certainly helped to have someone on my side."- Ms N.B.,
UK.
Refinancing
"Dear Simon, I am very impressed with how you and your company
handles situations, never in my life has any company treated me
with such respect as to feel as if I were your biggest patron.
So I now bid you a good day and I look forward to continual business
with you"- Mr N.S., USA.
Loans
"Thanks for your help in arranging a speedy loan and helping
me to cut my monthly bills to a manageable level."- Mr N.D.,
UK.
Commercial
Finance
"I have really appreciated your approach of the financing business.
This is, to my opinion, the best way to build a good reputation in
this world full of crooks and brokers and lenders who are proposing
financing with a lot of hidden cost." Mr M.K., Switzerland.
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the Investor In People standard in March 2000.
Registered with the Data Protection Registrar since April 1998.
Registered with Companies House in February 1998.
Authorised by the Office of Fair Trading • Consumer Credit Licence Number- 442874 • Data Protection Registration Number- PZ5407728 • Mortgage Code Compliance Board Registration Number 52007 20 • Registered Office in England, UK- 3506015